While anyone can be injured in a crash, passengers are at a significant disadvantage in car accident. As passengers have no control over the vehicle, they will be blameless for any injuries they suffer—and these injuries are often extensive. Fortunately, there are many ways passengers can file for compensation for their medical bills, lost wages, and other accident costs.
Who Pays for Passenger Injuries After a Florida Car Accident?
The National Highway Traffic Safety Administration (NHTSA) reports that passengers have a high rate of both injuries and fatalities in vehicle accidents.
Severe conditions often include head injuries, fractures, airbag injuries, internal bleeding, spinal cord injuries, and other health issues that can result in long-term rehabilitation and ongoing medical costs.
As a result, passengers may need to collect compensation through multiple parties in order to have the costs of the accident fully covered.
If you were injured as a passenger, you may be owed payment through:
- Your insurance policy. Florida’s no-fault insurance laws allow insured crash injury victims to collect payment for their medical bills and wage losses up to a total of $10,000, regardless of whether or not they were driving or riding as a passenger.
- The insurer of the car’s owner or driver. If you don't have vehicle insurance, you can file a claim on the insurance policy of the person who was driving or the owner of the vehicle.
- The at-fault driver’s insurance company. If you exceed the limits of your coverage, you may file a claim on the other driver’s insurance for the remainder of your injury costs.
- A personal injury lawsuit. By law, passengers in Florida can only sue for damages if they've suffered serious and extensive injuries that resulted in bills and wage loss over $10,000. If the accident resulted in disfigurement, disability, or overwhelming pain and suffering, a lawsuit may be necessary.
If you're struggling to recover from a Florida car accident, we can help you get the compensation you need to move on with your life. Simply fill out the quick contact form on this page today to schedule your free case evaluation.