The Social Security Administration (SSA) offers different kinds of disability income depending on a beneficiary’s specific needs. Social Security disability is for people who have paid enough taxes into the Social Security system to draw upon the fund if they become disabled. The other form of payment, Supplemental Security Income (SSI), is reserved for beneficiaries with disabilities who have low income and few financial resources.
Who Qualifies for Both Social Security Disability and SSI?
The biggest difference between Social Security disability and SSI is that SSI is a needs-based program. Just as people who have never paid into Social Security aren't eligible for benefits, people who have access to stable sources of income, property, or other assets aren't eligible for SSI benefits.
However, there are some cases where people may qualify for both types of disability benefits—sometimes called “concurrent benefits.” You may get concurrent benefits if you're approved for Social Security disability, but receive a low monthly payments due to your work history.
Claimants may collect both benefits with proof that they:
- Worked in the past ten years prior to becoming disabled
- Worked long enough in jobs where they contributed to Social Security
- Have medical records that show clear evidence of disability due to an injury, condition, or treatment for a condition
- Have a disability which has lasted for one year, is expected to last over a year, or will eventually lead to death
- Own less than $2,000 worth of total countable assets as a single person
- Own less than $3,000 in total countable assets if claiming disability as a married person
You may apply for SSI benefits after you're approved for disability, or you can apply for both types of benefits at the same time.
If you have trouble collecting Social Security benefits, simply fill out the quick contact form on this page today to schedule a consultation with our Social Security attorneys at no cost to you.