

A: In most instances, "full coverage" just means that you have the minimal requirements under Florida Law which requires PIP and Collision coverage. It is a common mistake to believe that you have BI and UM coverage because you are "fully" covered. BI and UM coverage are optional.
Johnson & Gilbert, P. A.
170 East Granada Blvd.
Ormond Beach, FL 32176
Phone: (386) 673-4412
Fax: (386) 673-8916
Toll Free: (800) 556-8890
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