Florida Disability Benefits

If you have been injured in a Florida work accident, you may be confused by the workers’ compensation system.  As an injured worker, you may be eligible for workers’ compensation benefits that include medical payments and lost wages.  These benefits are available when you sustain a disability resulting from a work injury or illness.

There are two types of disabilities under Florida workers’ compensation.  Temporary disability is one in which you will be able to recover and return to work.  A permanent impairment is defined by Florida law as “any anatomic or functional abnormality or loss determined as a percentage of the body as a whole, existing after the date of maximum medical improvement, which results from the injury.”

Medical Benefits
When you are injured on the job, you may qualify for medical benefits, meaning your employer will pay for medical treatment for your injuries.  Your employer may authorize a physician after your accident, but the insurer will be the one to authorize any follow-up treatment.  Medical benefits include doctor visits, hospitalization, physical therapy, medical tests, prescription drugs and prostheses.  You can also receive reimbursement for mileage to and from the doctor or medical provider.

Lost Wages
When you sustain an injury from an on-the-job accident, you may have to take time away from work during your recovery.  Under Florida workers’ compensation law, you are entitled to financial compensation for your lost wages.  If the authorized physician determines that you will not be able to work, you may be able to obtain compensation equal to 66 2/3 percent of your regular income.  However, you will not receive this benefit for the first 7 days of your disability.

Navigating the workers’ compensation system in Florida can be overwhelming and many workers with valid claims are denied.  If you have been injured in a work-related accident, you should contact a Florida worker’s compensation attorney who can help you obtain compensation and benefits.  Contact the Law Offices of Johnson & Gilbert, P. A. (386) 673-4412 or (800) 556-8890 today.  We will be able to help you work with the insurance company and your employer to ensure that you receive the compensation in which you are entitled.