In Florida, there are two types of insurance coverage to protect your vehicle, Collision and Comprehensive.  The following shows the difference in these two types of coverage.


-covers damage to your car, even if you are at fault in an accident which result in damage
-Most drivers with basic coverage are only required to carry $10,000 in property damage coverage
-In Florida, 25% of drivers are driving without the legally required coverage


-covers damage to your car NOT caused by a collision
-comprehensive provides coverage for damage due to fire, theft, vandalism or animal impact

It is highly recommended that drivers in the Daytona/Ormond Beach area and throughout Florida obtain these types of coverage.  Florida law requires that individuals carry Personal Injury Protection and Collision coverage for at least $10,000.  However, depending on your vehicle's age/value, more Collision coverage is recommended, as well as Comprehensive coverage.

If you have questions about Florida's insurance requirements or have questions regarding an automobile accident, please contact Johnson & Gilbert, P.A. for a free consultation at 1-800-556-8890.